Housing
Buying a house is one of the biggest financial decisions you will ever make in your life. There is a lot to consider when buying a property, including how much you can borrow, what type of property you want to purchase and if you need to set aside any money for renovations.
Loan repayment spreadsheet
Estimated loan repayments by interest rates
This spreadsheet is tailored to people living in NSW as it calculates the stamp duty owed based on the house purchase price. You can pay this outright or you can add it to your home loan if you are able to.
However, if you are from a different state in Australia, you can still use this spreadsheet by looking at the loan amount column in orange and scrolling to the right to see what your repayments will be. You will have to refer to your own state or territory for the duties or concessions that apply.
There are three separate tabs based on your loan to value (LVR) ratio and whether your deposit amount is 20%, 10% or 5%.
The repayments are listed by fortnight, month and year based on interest rates ranging from 2% to 8%.
Other information
The more information section below provides other useful information on the process of buying a house; where you need to change your address; and what you may need to buy when moving into your first home.
